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Insuring You A Brighter Future


NEXT STEP SOLUTIONS, LLC provides affordable health and life insurance solutions to individuals, families, Medicare eligible, small businesses and the self employed.  We proudly serve Lugoff, SC, and the surrounding community.  Our team of professionals take pride in providing a high level of expertise and personal service to all of our clients.  NEXT STEP SOLUTIONS, LLC earns your business by offering a level of service that is truly second to none.
Choosing the right insurance plan requires an exact balance of cost and benefits, while taking into account the factors that are most important to you.  We represent only the top insurance carriers to insure we can always acquire the highest quality coverage for your needs, at affordable rates.  Our services are invaluable to the consumer or business owner that needs to make the well-informed decision. We take great pride in earning your Trust and then your Business. 

Clients Testimonials

What Our Clients Are Saying.

"I received great customer service from Next Step Solutions. LLC. I am a very satisfied customer."

Janice W   -   Camden, SC

"I like the fact that when I walked into this Agency I felt the warm spirit of love and the level of support was second to none. Thank you guys for taking time to assist me. "

Katherine P   -   Lugoff, SC

"Next Step Solutions, LLC is a blessing to our community."

James D   -   Elgin, SC
Product Details

Individual & Family Insurance Coverage (Under age 65)

We offer multiple health coverage options for you and your family. Our licensed professionals can explain all the various plan options that are available to you.

Get an instant quote or more information by using links below.  Or call now.   (888)225-5716

Medicare Insurance (Over age 65)

Medicare Supplement Plans are accepted by over 95% of all doctors/providers in America. Referrals are not required.  Many people love the freedom of choice for your medical provider, predictability of costs, and very low rate increase history with most carriers.

Medicare Advantage Plans are Guaranteed Issue, have No Pre-existing Limitations and usually offer co-pays for Doctor, Hospital and RX costs.  Premiums are often $0 per month.

Get an instant quote or more information by using links below.  Or call now.   (888)225-5716

Life Insurance

Life insurance is about taking care of your loved ones.  It protects your family and lets you leave them a defined, non-taxable cash amount at the time of death.  It can also replace your income, so your family can maintain their quality of life.

Get an instant quote or more information by using links below.  Or call now.   (888)225-5716

Group Health Plans

Thanks to recent changes in government health insurance regulations, employers can save a great deal on their group health plan costs - in some cases, as much as 50%.  Let us show you exactly how much you can save.

Request a group plan quote now.  (888)225-5716

Dental / Vision Plans

Dental Coverage include coverage for preventive care, like routine exams, cleanings, and X-rays.  Many plans also include coverage for additional services like fillings, extractions, root canals and crowns.

Vision Plans typically cover the cost of an annual eye exam and prescription eyeglasses and/or contact lenses.

Get an instant quote or more information by using links below.  Or call now.   (888)225-5716

Supplemental Insurance

Critical Illness and Cancer Plans help cover your out of pocket costs for heart attack, cancer, stroke and additional diseases.  Many expenses incurred due to a critical illness are not covered by traditional health insurance plans, such as deductibles, co-pays, experimental treatments, travel, and more.

Get an instant quote or more information by using links below.  Or call now.   (888)225-5716

Contact Us

We'll never share your email or phone with anyone else.

How To Find Us

We are located on the corner of Highy 1 South and Smith Road near Johnson Automotive Transmittion.

There is a Dollar Genreal in walking distance in front of the  Saddle Brook Housing developement. 

We also have a Recreation park with a walking track that is open to the public.

There is a High School and Middle School within two miles  Northeast of our location.

 We have a Hair Salon, Pool equipment business, and Natural ingredents Smoothie business in our business plaza.

We specialize in serving our community and abroad in the Financial industry.We have over 30 year of experience and is here to serve you. 


Additional Information

How much does an ACA health insurance plan cost monthly in LUGOFF, SC?
There is a lot that goes into determining the price of an ACA health insurance plan.  Price determining factors will likely include:
  • 1.  Your plan choice.
  • 2.  Your age.
  • 3.  Whether or not you are eligible to receive a subsidy.
  • 4.  The county in which you reside.
If you are a U.S. citizen or permanent U.S. resident, you are likely eligible for insurance coverage via the Affordable Care Act.   For more information, give us a call.
How can I get health insurance or Medicare insurance coverage in LUGOFF, SC?
If you looking for a quality affordable, individual, family, Medicare Supplement, or Medicare Advantage health insurance plan, our licensed health insurance professionals are happy to assist.  Please contact us today.  We serve the LUGOFF, Columbia, Camden, Sumter, Winnsboro, Blythewood and Florence, Orangeburg regions.
Is there a methodology for picking the ideal health insurance plan for me and my family?
It doesn't have to be difficult to choose good health insurance coverage.  All you need to know is, what information is vital to the decision-making process.  You should start by looking at your family's present medical situation.  Know everything there is to know about your family's medical history.  Consider how frequently you or your family members visit physicians.  Know which prescription medications you or family members are taking and how much they cost.  Also, know whether there is a particular doctor to whom you or a family member must have access to.

Secondly, pay close attention to the deductibles, coinsurance, and maximum out-of-pocket benefits of every plan you are considering.  Such benefits can vary greatly.  These benefits are important because they determine how much you could be on the hook for in medical costs, should the unexpected occur.
Lastly, compare the monthly premiums of the various plans that are available to you.  Know how much you can afford.  If you are considering an ACA health plan, find out if you qualify for a subsidy.
Where can I get health insurance near me?
Our licensed health insurance agents will be happy to help you find the right plan for your needs.  We service the LUGOFF, Columbia, Camden, Sumter, Winnsboro, Blythewood and Florence, Orangeburg regions.
Where can I get Medicare supplement insurance assistance near me?
Our office provides expert assistance with Medicare Supplement and Medicare Advantage plans.  We service the LUGOFF, Columbia, Camden, Sumter, Winnsboro, Blythewood and Florence, Orangeburg regions.
How can I find out if I qualify for an Affordable Care Act (Obamacare) health insurance plan?
If you are a U.S. citizen under 65 years of age, you are very likey to qualify for an Affordable Care Act (Obamacare) health insurance plan.  Any issues of qualification usually have to do with when you apply.  This is why it is important to apply as soon as possible.
Can I qualify for an Affordable Care Act (Obamacare) health insurance plan if I have a medical condition?
Your medical status is not a factor when applying for an Affordable Care Act plan.
Can you assist with small group health insurance coverage in LUGOFF?
Yes.  Thanks to new health insurance regulations and guidelines, you can likely realize significant savings by reviewing your group health insurance coverage now.
Please give us a call:  (888)225-5716.
Can you help me sign up for a 2022 Obamacare health insurance plan?
We can instantly provide you with rates and benefit details for all of the 2022 Affordable Care Act (Obamacare) Health insurance plans.  We can also help you choose and apply for the ACA plan that best suits your needs and budget.  Please give us a call:  (888)225-5716.
I'm new here.  Can you help me sign up for a 2022 Obamacare health insurance plan?
We are happy to assist you in applying for Affordable Care Act (Obamacare) health insurance coverage in the state of South Carolina.  We can also help you compare plan rates and benefits in order to find the best health insurance plan for your needs.  Please give us a call:  (888)225-5716.

Companies We Represent

National Life Group
United Healthcare
Manhattan Life
America National Life
Security National Life
And More!
Today's Insurance Tip:

Interesting Fact:  Thank Goodness for anaesthesia.  Until the discovery of general anaesthesia in the middle of the 19th century, surgery was performed only as a last and desperate resort.  Conscious and without pain relief, it was beset with unimaginable terror, unspeakable agony and considerable risk.

Get In Touch

1662 HWY US- 1 S STE #5
LUGOFF, SC 29078

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